Site Disclaimer, Copyright, Email Use, And Terms Of Use,, and © 2003 to 2022 Mary Rae Fouts; all rights reserved.  By viewing these websites (hereafter collectively "Named Sites"), you signify your agreement to this Disclaimer and Terms of Use.

Commercial use of material from the Named Sites is strictly prohibited without Mary Rae Fouts's prior written permission.  The Named Sites may use cookies to track information about visits to the Named Sites.  Mary does not share Named Sites visitor information with any outside party.

Unless otherwise noted, all content provided on the Named Sites is written and edited by Mary, and is for informational purposes only.  Views and opinions expressed on the Named Sites are those of Mary.  She makes no representations as to the accuracy, completeness, or errors of any information on the Named Sites.  Reliance on any information or commentary appearing on the Named Sites or provided in relation to the Named Sites is solely at your own risk.  Mary will not be liable for any damages from the use the Named Sites's information or commentary.

The content and materials on the Named Sites are for informational purposes only, and do not represent professional advice from Mary.  Nothing on the Named Sites creates a client relationship between Mary and any other party.   Any tax-related topics presented on the Named Sites were not written to avoid, and cannot be used to avoid, tax penalties.

Mary recognizes the importance of email security, and takes efforts to help ensure that email communication is virus free, including the use of antivirus software.  However, Mary cannot guarantee that email communication sent by Mary will be virus free when opened and read by the recipient, nor can she guarantee email communication will be properly received by the recipient.  Email recipients are advised to maintain antivirus software on all electronic devices that accept email.  Mary is not responsible for any damages incurred by viewing emails and similar electronic communication sent by Mary.

Mary welcomes your call or email to discuss your concerns.  Thanks for stopping by!