,, and © 2003 to 2020 Mary Rae Fouts; all rights reserved.  By viewing the aforementioned sites (hereafter collectively "Named Sites"), you signify your agreement to this Disclaimer and Terms of Use.

Commercial use of material from the Named Sites is strictly prohibited without Mary's prior written poermission.  The Named Sites may link to external third-party sites.  Mary has no control over and takes no responsibility for information contained in or view express on these external sites.  The Named Sites may use cookies to track visits to the Names Sites.  Mary Rae Fouts does not share Named Sites visitor information with any outside party.

Unless otherwise noted, all content provided on the Named Sites is written and edited by Mary, and is for informational purposes only.  Unless otherwise noted, views and opinions expressed on the Named Sites are those of Mary.  She makes no representations as to the accuracy, completeness, or errors of any information on the Named Sites, or otherwise found by following any link to external third-party sites.  Reliance on any information or commentary appearing on the Named Sites or provided in relation to the Named Sites is solely at your own risk.  Mary will not be liable for any losses, injuries, or damages from the use the Named Sites' information or commentary; or from the use of information or commentary found on any linked external sites.  Unless otherwise noted, Mary receives no compensation from individuals, businesses, or companies mentioned on the Named Sites, or reached via linked external sites.

The content and materials on the Named Sites are for informational purposes only, the content and materials do not represent professional advice from Fouts Financial Group or Mary.  Nothing on the Named Sites creates a client relationship between Fouts Financial Group or Mary and any other party.   Any tax-related topics presented on the Named Sites were not written to avoid, and cannot be used to avoid, tax penalties.

Mary recognizes the importance of email security, and takes efforts to help ensure that email communication is virus free, including the use of proper and up-to-date antivirus software.  However, Mary cannot guarantee that email communication sent by Mary will be virus free when read by the recipient, nor can she guarantee email communication will be properly received by the recipient.  Email recipients are advised to maintain proper and up-to-date antivirus software on all electronic devices that accept email.  Mary is not responsible for any damages incurred by viewing emails and similar electronic communication sent by Mary.

Mary recognizes the critical importance of safeguarding sensitive and confidential Client information.  To read the Privacy Policy for Fouts Financial Group and the Names Sites, select the Privacy Policy page tab at the top of this page.

Site Disclaimer, Copyright, Email Use, and Terms of Use
Subject to Change Without Notice
Whole Grain Peanut Butter and Bittersweet Chocolate Cookies made with White Whole Wheat Flour
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